Remember back in 2021—when it seemed like there was zero inventory in Lake Havasu City, and everyone was rushing to lock in those unbelievably low mortgage rates? Our chart above (tracking January 2019 to January 2025) really captures that roller coaster…
Pre-COVID (2019): Inventory levels were relatively steady.
Pandemic Frenzy (2020–2021): Rates were hovering around 2.5%–3.0%, fueling a buying surge that drained listings to near-historic lows.
Today: Inventory is on the rise again, but we still haven’t hit those pre-pandemic levels. Meanwhile, rates that peaked in the low 7% range have dipped closer to the high 6% range—down from their worst but still a far cry from 2021’s lows.
This Week’s 30 Year Fixed Rates:
So, what does that mean if rates continue to go down? Typically, when borrowing becomes cheaper, more buyers jump into the market, which can push prices up—especially if inventory remains limited. If you’re a buyer, snagging a home before rates potentially dip further (and demand heats up) could make sense. If you’re a seller, a small rate drop might mean more motivated buyers competing for your home.
There’s no one-size-fits-all rule. Just like in 2021, it’s about timing your life circumstances with the market’s ups and downs. Whether you’re upsizing, downsizing, or simply ready to put down roots, the “perfect moment” is often less about hitting the absolute bottom (or top) of rates and more about making a move that aligns with your personal goals. The story these charts tell is that real estate is never static—and that sometimes, knowing your numbers and trusting your own timeline can be the best strategy of all.
We just listed this lakeside of highway listing TODAY!
This beautifully maintained pool home features sunset&lakeviews, a spacious backyard, and unmatchedparking for all your toys! Located on a quiet street just minutes from the lake, this home is the perfect Havasu getaway.
3-car boat-deep garage (35ft) with epoxy floors
26ft+ wide, 80ft+ deep of side parking, RV hookups, flat driveway
Sparkling pool, hot tub, gas fire pit & water feature
Large covered patio with gorgeous lake & sunset views
Furnished, move-in ready, open floor plan
If you or someone you know would like to schedule a showing, please reach out:
This new restaurant just opened up on the South Side of town, by Movies Havasu!
Between the local craft brews and fresh spins on everydayfavorites, there’s something here for everyone.
Their burgers feature premium, locally-raised beef straight from Dunton Ranch, a family-owned ranch in Kingman, AZ that’s been committed to quality, tradition, and sustainability since the 1990s. You can choose between grass-fed or grain-finished, and both options have that simple, honest farm-to-table taste.
